We are a non-conforming lender offering bad credit home loans for borrowers with credit problems. Most bad credit lenders charge high interest rates and excessive closing costs with painful pre-payment penalties. Bridge tries to soften the blow by offering competitive bad credit mortgage rates for purchase or refinancing. We try and make the bad credit refinancing loan experience as painless as possible.
Many of our alternative home financing programs are available through our government insured products like FHA and VA. FHA offers affordable home refinance solutions that help prevent people from foreclosures and payment defaults. Most people are refinancing with debt consolidation loans, credit lines, but many 1st time homebuyers are taking out home purchase loans. Bridge offers bad credit home mortgages for both conforming and jumbo loan amounts. Bad credit second mortgage loans are more difficult than in previous years.
Yes! Bridge Mortgages has helped thousands of consumers become homeowners even though they had a poor credit history. We have experience with challenged home loans and our team embraces each opportunity in an effort to get our borrowers approved for a great loan.
Bridge can help you refinance your current loan, or get you qualified for a cost effective mortgage loan. We will help you compare interest rates for several loan programs. Our bad credit home loan programs offer solutions for first time home buying, home construction and new home purchasing.
In many cases, YES! Bad credit refinancing certainly has more challenged than prime rate refinancing, but with compensating factors there are exceptions to the rule. In addition, if Bridge Mortgages is unable to qualify you for any home refinance programs we will recommend mortgage relief solutions that provide loan modification plans and rate reductions from your lender.
Borrowers with challenged credit can choose from bad credit FHA home loans, sub-prime mortgages or hard money if they equity. FHA continues to promote liberal refinancing with equity because they allow rate and term refinancing and purchase loans. FHA home loan options also allow people who have poor credit access to programs like the cash back refinance loan that encourages debt consolidation and refinancing adjustable rate consumer loans. If qualifying for a secured debt loan becomes too difficult we will recommend a debt relief professional that offers debt settlement solutions for eliminating credit card debt.
Bridge Mortgages can help you with Refinance, Purchase and Home Equity Loans.
- Credit Scores from 500
- 100% Single Mortgage
- FHA Bad Credit Home Loans
- Jumbo Refinancing
- Home Equity Refinance
- Debt Consolidation
- Cash Out Refinance
- State Income Available
- Interest-Only Loans (HELOCs)
- Bad Credit Home Mortgage Mortgages (Primary and 2nd Homes)
- Hard Money Refinancing
- Low Rate Home Loans with Bad Credit
- 30-year fixed rate home refinancing
- 15 and 30 year FHA Home Loans
- 15 and 30 year Fixed Rate FHA Streamline Refinance
- 30 and 40 year Cash Out Refinance Loans