Home Purchase Loans
 
Home Purchase Loans
Low Interest Rate Options with
Home Purchase Loans

We provide low rate home purchase loans, with bad credit home loan financing, 100% house loans and affordable purchase mortgages online with options for ARM & fixed interest rate terms of 15 and 30 years. As a leading national home loan lender, we understand the needs of home buyers and our purchase mortgages and rates reflect our commitment to new homeownership. Bridge is a well-versed lender that delivers affordable purchase loans to first time home buyers. Our experience has led us to innovative purchase mortgage products for 1st time homebuyers. With the fixed rates on 30-year home loans dipping to 3.5% (3.5% APR), the timing to buy a house could not be timed any better. Bridge has kept home buying loans as a top priority with respect to our FHA purchase and first time home buyer programs.

Choose from Home Purchase Loan Programs for Most Types of Credit

Purchasing home is stressful enough, without having to worry about financing this investment. We deliver discounted home purchase loans that will meet your expectations. Purchase mortgage rates have started to help the local real estate markets rebound because affordability is the best we have seen in 30-years. We off easy home purchase loans for a variety of borrowers with credit and income obstacles.

When you are ready to become a homeowner, let our lending experts help you with 100% of the financing with home purchase loans for a wide range of borrowers. Our team creates house loans that are flexible and cost-effective. We provide diverse financing programs like "no point" and bad credit home loans for first time buyers. Let our finance experts' help you sort through the various home purchase mortgage options so that you can qualify for financing that best suits your situation today.

In a recent Bloomberg article, B of A announced they were no longer offering San Diego home loans or anywhere else in California on the wholesale channel. This has increased origination for Bridge in regards to California home purchase mortgages.

3% Fixed Rate Purchase Mortgages with Flexible Terms & Great Service

Bridge provides the following home loan purchase products with fixed or adjustable rate payment options.

Home Purchase Loans to 103% - Preserve your cash-flow. You can finance the cost of buying the house and keep your money in the bank. These are called down-payment assistance loans and they are not available in all states, so check with your agent to verify eligibility. Check to see if you qualify for a home loan with bad credit.

Jumbo Home Loans - You can finance homes with non-conforming home loan options from $417,000 up to $2,000,000 and still qualify for a competitive low rate that works within your budget. Today's jumbo purchase mortgage loans have better pricing than they did a few years ago.

Poor Credit Financing - Available from 500 credit scores and up, Bridge Mortgages offers people loans 1-Day out of Bankruptcy. If you are a homeowner with credit card debt, or an adjustable rate mortgage, look no further. Bad credit home buying loans are still available through government and subprime programs.

80-20 Combo Loan - You can avoid PMI (private mortgage insurance) and keep your savings in your bank. These 1st & 2nd combo loans offer an 80% first and 20% second lien that close concurrently for your home purchase.

Home Mortgages insured by FHA - Take advantage of little or no money deposit requirements with these popular government loans. Compare traditional and FHA refinance loans nationally. Did you know that FHA home purchase loans only need a 3.5% down-payment to be eligible to finance a government insured house? The Federal Housing Administration guarantees their loans and the credit requirements are much easier than the conforming loans of Fannie Mae and Freddie Mac.

Apply Now for a Home Purchase Loan with a low interest rate guarantee for thirty-years.

Rates for Home Purchase Loan Options *

For Free advice and No Cost Rate Quote from a Loan Officer:

Fixed Rate Mortgage

30-Year Mortgage Rates 15-Year Mortgage Rates
10-Year Mortgage Rates Refinance Rates

Hybrid ARMS

5-Year Mortgage Rates

 

Government Loan Rates

FHA Refinance Rates

Federal Mortgage Rates


 

 

3.5% is for a conventional, VA or FHA home purchase loan on a fixed 30-year mortgage with no closing costs. 3.5% APR because, $2,175 have been covered by lender paid fees. This is considered a "no cost purchase loan" and this program is available for loan amounts up to $417,000 with Fannie Mae or Freddie Mac first time home buyer loans. FHA loan amounts will be based on FHA limits as outlined by the Department of Housing and Urban Development. Rates and terms are subject to change on all home purchase loans and house buying programs.

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Buying a home has become a piece of the American pie. Bridge Mortgages has created several home purchase loan programs to help people with bad credit and borrowers with limited credit as well. Historically speaking, VA and FHA home purchase loan programs have been more forgiving for applicants with limited or poor credit.

We listed a few resources that may help you understand home financing opportunities in your state.

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