Bridge Mortgages provides premium lending online with home refinance loans with rate specials for fixed rate FHA, jumbo, and non conforming lending options.

Home Refinance to 100% - Great idea for 1st-time home-buyers. Bridge Mortgages offers 70 - 100% home refinancing to $750,000 and loans up to $2,000,000 with 80% concurrent refinancing. FHA home refinancing varies from state to state with loan amount limits from $271,000 to $729,000.

Mortgage Refinancing Tips - Helpful Home Loan Advise
By Rebecca Sparenberg

Looking to refinance your mortgage? Well stop, don’t rush; there are a few things you should consider before refinancing. With mortgage rates at an all-time low, refinancing can save you thousands of dollars. However, if you rush into a new rate without negotiate for the best deal or you don’t understanding all the details of your new mortgage you could end up losing money.

Is Refinancing Right For You?

A general rule is that refinancing becomes while if the current interest rate on your mortgage is at least two percent higher than the prevailing market rate. However, depending on your loan amount, you might choose to refinance a loan that is only one-point-five percentage points higher then the current rate.

When choosing to refinance, consider is how long you plan to stay in your house? Given the costs of the refinancing, it usually takes at least three years to fully realize the savings from a lower interest rate. Refinancing is only good idea if you intend to stay in your house long enough to make the additional fees worthwhile.