Second Mortgage Types

Bridge Mortgages provides financing countrywide for second mortgages, home equity, debt consolidation and refinance loans to 100% with stated and no income documentation programs available for good people with a little bad credit.

Full Documentation Second Mortgages

  1. Verification of employment
  2. Complete income documentation (ie. 1 month of pay-stubs, 2 years of W2's, etc)
  3. Proof of Asset

Limited Documentation Second Mortgage

  1. Verification of employment
  2. Income documentation (12 months of Bank Statements)

Stated Income Second Mortgage (SIVA - Stated Income Verified Assets)

  1. Verification of employment
  2. Income is stated and must be considered reasonable by underwriting based on the position held by the borrower, but is not verified.

No Ratio Second Mortgage Refinance

  1. Verification of employment
  2. Asset documentation is required. (Income is not considered and must not be disclosed)

No Income / No Assets Second Mortgage (NINA)

  1. No Verification of employment
  2. No income documentation is required (Income and Assets are not considered and must not be disclosed.) 

No Documentation Second Mortgage
Employment, Income and Assets are not considered and must not be disclosed.

  1. No employment information is disclosed
  2. No income information is disclosed

Stay up to date with current mortgage industry news: At Bridge Mortgages, we will help you utilize your home equity wisely. Our loan experts will find the right debt consolidation solution for saving you money!

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