Conventional Home Mortgage Loans

Bridge Mortgages is a respected mortgage lender who provides conventional home loans with low interest for purchase or refinancing. In addition to subprime and government home loans, Bridge Mortgages has introduced new conforming mortgage products inspired by the recently rolled out Fannie Mae and Freddie Mac programs. The interest rates are as low as you will find and there are opportunities for cash out and bill consolidation for savvy homeowners who want to uncover all possible cost cutting measures with residential lending.

Select from 15 and 30-year fixed interest rate terms or mull over the low payment benefits with the hybrid ARM's that offer a fixed rate for an intro period before converting into an adjustable rate mortgage.

Conventional lending refers to traditional home loan products that meet the mortgage criteria outlined by Fannie Mae. With conforming loans borrowers will be required to pay mortgage insurance if their new loan exceeds 80% of the home's value.

Mortgage insurance is paid directly through the mortgage payment, but unlike the previous years, with the new 2007 tax laws, mortgage insurance is now tax-deductible.

You can't go wrong with conventional home mortgages and if you are a first-time buyer and do not have money saved for the down-payment you should consider our 80-20 home loans, also known as no money down home loans.

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