Refinance Rates

Consumers have a great opportunity to save money, because home refinance rates have dropped to the lowest point in 30-years. With such affordable mortgage refinance rates available, you can imagine how competitive loan origination has evolved. Most lenders have tightened their guidelines dramatically for home refinancing, but Bridge has kept their flexible programs.

Compare Home Refinance Rates starting at 3.375%

  • Choose from 10, 15 and 30-Year Mortgage Refinance Rates
  • Save money with the best refinance rates in 30 years.
  • If you have poor credit, consider FHA for refinancing, because the credit requirements are looser than conventional guidelines.
  • Get cash out and lower your mortgage payment with the lowest refinance rates.
Refinance Rates

The biggest obstacle for homeowners converting into today's refinance rates is loan to value. The fact is that the housing crisis has taken its toll on the market and millions of homeowners find themselves strapped with an underwater mortgage because house values have declined so drastically. (Underwater mortgage is when the mortgage is more than the appraised value of their home)

Bridge Extends Low Mortgage Refinance Rates to Borrowers with All Types of Credit

The other reason people are unable to complete a mortgage refinancing transaction is that their credit scores have become poor. In many cases, homeowners that have low credit scores are unable to qualify for the current refinance rates that you see advertised. The reality is that bad credit mortgages are difficult to secure in today's marketplace, but Bridge continues to provide subprime and government loan programs that enable borrowers with challenged credit to lower their monthly payment with today's refinance rates.

You can choose from a variety of mortgage terms when processing your loan with Bridge.

30-Year Mortgage Rates

15-Year Mortgage Rates

10-Year Mortgage Rates

Refinance Rates

Federal Mortgage Rates

FHA Refinance Rates

5 Year Mortgage Rates


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Refinance Pages
Home Refinancing | USDA Loans | HUD Loans | Second Mortgages | Refinance Bad Credit | No Equity Loan | Refinance Home Equity | Hard Money Loans for Lots and Land | Rehab Loans

Stay up to date with the best refinance rates in decades.

The government refinance rates continue to be as low as traditional rates, but the guidelines for the streamline program have changed significantly so verify your eligibility with a loan officer.

Mortgage insurance premiums have risen significantly on FHA loans, so verify the total monthly payments when refinancing with FHA, before you get too excited.

No Cost Refinancing
According to a recent article published by the Lead Planet, a mortgage marketing company from Southern California, the trend for borrowers to refinance without paying any fees or closing costs continues. Refinance rates are so low and the business has become so competitive that banks and lenders are willing to pay the borrower’s closing costs in an effort to earn their refinance business.

Today borrowers may be eligible for refinance rates in the 3-4% range with no lending fees.  In most cases banks are offering no cost refinancing to borrowers with high fico scores and significant equity in their home. Because of our high volume of refinance loans and our aggressive nature, Bridge is able to extend a no cost mortgage with the lowest refinance rates, even if your credit scores are not above 700 or your loan to value is not below 95%.

Helpful Mortgage Resources

*All home refinance rates, pricing, underwriting requests and other requirements are subject to change without notice.