10-year Mortgage Rates

The ten year fixed rate mortgage saw a surge in popularity in 2011 because the interest rates dropped to 3%. The reality is that most homeowners are not able to qualify for the 10-year mortgage because their debt to income ratio is too high, but if cash flow and credit are not an issue, we strongly recommend locking into a loan now because these are the lowest 10-year mortgage rates ever recorded. With home loan rates this discounted most borrowers have a genuine opportunity to save lots of money.

Qualify for 10-year Mortgage with a Fixed Rate as low as 3%

  • Lock into a 10-year mortgage for a primary residence or 2nd home.
  • Shorten your term with a 10-year mortgage refinance.
  • Pay off adjustable rate loans with a fixed ten year note.
  • Imagine having no monthly mortgage payments after 120 months
Fixed Rate 10-Year Rates

Other mortgage alternatives: The 10 year mortgage has become a popular alternative to the 15 year home loan. 10-year mortgage rates are even low than the 15-year loans, but you must have substantial income to qualify because the monthly payment is significantly higher than the traditional 30-year mortgage. Compare the fifteen and ten year mortgage rates now while money has become so affordable.

Get Approved for 10-Year Mortgage with Rates Starting at 2.875%

You can choose from a variety of mortgage terms when processing your loan with Bridge.

30-Year Mortgage Rates

15-Year Mortgage Rates

10-Year Mortgage Rates

Refinance Rates

Federal Mortgage Rates

FHA Refinance Rates

5 Year Mortgage Rates


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Fixed 10 Year Mortgage Rates

If you can afford the higher payment of a ten year mortgage, you could own your house in 120 months.

Mortgage News Post
In a recent mortgage news article published online, Lead Planet founder and mortgage marketing specialist Bryan Dornan, discussed the emergence of the ten-year mortgage. According to Dornan, "The 10-year home loan is for savvy borrowers looking to maximize cheap money." The Federal Reserve continues to print more money and hold key interest rates at their lowest level ever.

Helpful Mortgage Resources