Bridge Mortgages provides bad credit refinance loans online with FHA mortgage refinancing, 100% home loan options and debt consolidation for all types of residential financing for all types of residential financing. Bridge is national mortgage lender who works with borrowers suffering from poor credit. We make home financing available with FHA refinancing and purchase loan solutions that help prevent people from foreclosures and payment defaults. Most people are refinancing with debt consolidation loans, credit lines, but many 1st time homebuyers are taking out home purchase loans.
Borrowers with challenged credit can choose from FHA home loans, sub-prime mortgages or hard money if they equity. FHA continues to promote liberal refinancing with equity because they allow rate and term refinancing and purchase loans. FHA loans also allows people who have poor credit access to programs like the cash back refinance loan that encourages debt consolidation and refinancing adjustable rate consumer loans.
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Bridge Mortgages can help you with Refinance, Purchase and Home Equity Loans.
- Credit Scores from 520
- 100% Single Mortgage
- Secure FHA Loans
- Jumbo Refinancing
- Home Equity Refinance
- Debt Consolidation
- Cash Out Refinance
- State Income Available
- Interest-Only Loans
- FHA Home Mortgages
- Hard Money Refinancing
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Can I still Refinance My Home if I have Bad Credit?
Yes! Bridge Mortgages has helped thousands of borrowers with a poor credit history get approved for great loans. We can help you with refinancing your current loan, or get you qualified for a cost effective mortgage loan. We will help you compare interest rates for several loan programs. Our loans offer solutions for bill consolidation, home construction, and cash out refinancing.
Refinance and choose a payment type that meets your financial needs: Select from Interest Only, Negative Amortization and Fixed Rate terms with Principal and Interest Paid each month. Bridge Mortgages has the knowledge and experience to find a mortgage program that works with your credit score and equity situation.
Unfortunately, things come up in life that cause good people to make credit mistakes that can result in poor credit scores. We have loan programs that are designed to get people with bad credit back on their feet. Credit repair programs can help, but often times they can take years to reverse bad credit. Many homeowners can’t wait years to refinance, so Bridge Mortgages offers a great opportunity to rebuild your credit and save some money by consolidating some debt into your mortgage.
- 2/28, 3/27, 5/25: Fixed Rate with Interest Only Payments Available
- 30, 40 and 50 year fixed rate terms available
- 15 and 30 year Traditional Rate & Term Refinancing
- 15 and 30 year Fixed Rate FHA Streamline Refinance
- 30 and 40 year Cash Out Refinance Loans
Question: How long does someone have to be out of a bankruptcy to qualify for an FHA loan?
Answer: FHA mortgage guidelines state that two years must have elapsed since the discharge of the bankruptcy. However, between one & two years may be acceptable if the bankruptcy was due to unfortunate circumstances beyond the borrower’s control. The FHA underwriters will consider this exception if they believe the credit problems is unlikely to recur, and the borrower has re-established enough good credit. Late mortgage payments after a bankruptcy usually will result in your loan being rejected.
FHA Home Loans for Bad Credit – Buying a home can challenging enough, so the last thing you need is to get hassled for limited or poor credit. FHA help thousands of first time homebuyers each year secure financing with a low fixed rate 30-year mortgage. Bridge Mortgages extends credit to borrower’s 1-Day out of Bankruptcy. FHA offer similar loan guidelines as subprime mortgages without the sub-prime interest rates.
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