Bridge Mortgages works with Countrywide lenders that provide home mortgage loans with bad credit for refinance or VA, FHA purchase with no cost home loan options. With many years of experience as a mortgage lender, we understand the value of shopping home loans with reliable lenders. We developed an online marketplace so that consumers can get info on home mortgages and then shop lenders for competitive rates and terms. We can connect consumer with loan companies offering attractive 30-year fixed mortgage rates. Whether you have high or low fico scores, we can help you find mortgages that meet your needs. Shop home mortgage loans with bad credit.
A few years back our lending team enhanced our online platform so consumers can get info on FHA, VA and conventional home mortgages while comparing interest rates and terms at their leisure. We have assembled a network of reputable mortgage lenders that provide refinance and debt consolidation loans for good people with a questionable credit scores. Our lenders offer prime and sub-prime home loans, but our mission is to find a mortgage or home loan for bad credit applicants that have the will to make their payments on time going forward. We started out as a bad credit lender that provided finance solutions for people regardless of their good or bad credit scores. Bridge believes that you are more than a credit score and our lending affiliates will treat your professionally and offer home mortgages with responsible loan programs.
Learn More about Today's 30-Year Fixed Mortgage Rates
Since the mortgage-meltdown, bad credit mortgages can be difficult to find, but Bridge continues to connect consumers with lenders that offer affordable home loan programs and refinance mortgages with liberal guidelines for credit and equity requirements. Home loan rates are at record lows so save some money with one of our no cost home loans. Home refinance loans have become very popular again this year as interest rates have dropped to an unchartered territory. Credit requirements have increased a bit over the last few years, but there are many loan relief programs that may help you accomplish your home loan refinance goals. Now is a great time to refinance your bad mortgage into a great fixed rate loan that you can afford. For many distressed homeowners, the FHA insured loan may be the home refinancing solution borrowers need. Consumers enjoy the lower monthly payments and the credit flexibility that government underwriting extends to people with less than perfect credit. Keep in mind that FHA requires borrowers to pay mortgage insurance monthly, so it isn't always the perfect fit.
Find Home Loans for Bad Credit - FHA Refinancing – Hard Money Loan
We are a nationally distinguished full service mortgage lender with several decades of financial experience with Fannie Mae conventional home loans, poor credit refinancing, FHA purchase transactions and home equity loans. Bridge understands that consumers in most towns have suffered setbacks with employment, interest rate adjustments, late payments and low credit scores. That is why our bad credit mortgage loans were designed to be forgiving enough to qualify for but maintain competitive pricing so people would have the ability to make their mortgage payment each month. In addition, we also provide non-traditional programs that include, bridge, construction and hard money loans. Talk to a Bridge lender today about home mortgage loans for people with bad credit and possible private money financing opportunities.
Should I Refinance My Home?
Equity Loan or Refinancing?
Refinancing your home can save you money, but consider both sides before committing to a new loan. Review your mortgage options with a trusted lender on a regular basis so that you are comfortable knowing you have the best possible rate at all times. Home refinance rates fell to record levels, so the affordability factor is strong. Refinancing programs change all the time, so even if you were turned down previously does not mean you will not be approved for one of the new refinance programs.
What type of mortgage refinance do you qualify for? Conventional, FHA, HARP or Sub-Prime home loans? For example, if you have bad credit, a FHA mortgage should be considered because they feature a low interest rate.
Consider answering the following 4 questions below before rushing into refinancing a home.
1. How long do you plan on staying at your current residence? If you plan on staying there for a while, a 30-year fixed rate mortgage is recommended.
2. Do you need to consolidate any consumer debt like credit cards or personal loans because the payments are adjusting with high rates?
3. Will this new home refinance loan reduce your mortgage payments monthly without adding years on your loan?
4. Home refinance rates are at 50-year lows, so get approved for a low rate loan today!
Both home equity and refinance Loans can be very pragmatic tools for homeowners who consolidate variable interest rate debt. In some cases, borrowers can actually convert their bad credit debts into a positive trade line that could increase your poor credit score.
Most people take out home equity loans because they are efficient methods for raising capital for home improvement financing and refinancing personal bills that have high interest rates.
In most cases you need good credit for second mortgages, but Bridge still offers a few bad credit home equity loans to qualified borrowers. We suggest that you learn your credit scores before shopping lenders online.
Interest rates are higher with equity loans than with first mortgage loans and refinancing will actually require less equity than the second mortgages demand. The HARP refinance extends low rate offers to homeowners that have an underwater loan. Home equity credit lines and closed end home equity loans are very difficult to qualify for in this credit crunch era.
Some people may need to refinance their mortgage to get cash out especially if you have no equity or your first mortgage is under-water.
HUD has expanded many of the home refinancing products that benefit thousands of homeowners who have virtually no equity left as property values declining so much in recent years.
|Check out the latest Refinance Loan Programs Available for:
* Non-Conforming Jumbo Home Loans
* Streamline Refinancing
* VA Refinancing
* 100% Loan Refinance
* Low Rate ARM Home Loans
* Conventional Home Mortgages
* No Money Down Loans
* Variable Rate 2nd Mortgages
* Land and Bridge Loans
* Hard Money Lending
* Bad Credit / Bankruptcy Refinance
VA Home Loan Financing to 100% - If you meet the military home loan eligibility you will likely be blessed with the cheapest and least risky mortgage of your lifetime.
Conventional Home Mortgage Loans – Compare traditional home loan choices now while the rates are smoking!
FHA Home Refinance – The Federal Housing Administration continues to improve the federally insured refinancing plans.
Sub Prime Mortgage Tips – If you have little or no credit then you may be forced to consider some subprime loans, as a first time home buyer.
Obama Refinance – With the housing crisis looming over the double-dip recession, the Obama administration has addressed the need for helping homeowners find more affordable mortgage payments.
Harp Mortgage – The President endorsed a more aggressive relief plan with the 2.0 HARP refinance.
Government Refinance – There have never been more refinancing choices from the Federal Government than now.
Federal Home Loan – The government has essentially been subsidizing the bad credit home loans and interest rates over the last five or six years. These aggressive government loans will not be this appealing for much longer.
Are you looking for affordable short-term financing? The hybrid ARMS have increased the purchase power for millions of Americans in the past.
Refinance and Get Cash!
Zero Down Home Loan – Yes it is still possible to buy a home with little or even no money down. (For more information, see 100% Mortgage.)
History of Fannie Mae – Fannie Mae is a government sponsored enterprise that has had a major impact on the home loan industry over the last 40 years.
Home Equity Loans for Bad Credit – Many homeowners need cash but they do not want to refinance their 1st lien. We provide equity mortgages even for people with low credit scores.
Debt consolidation is a loosely used term today, but homeowners truly have distinctive opportunities to save money when consolidating bills, home mortgages and consumer loans than non-homeowners have with unsecured loans.
Manufactured Vs Modular Home Loans – Finance manufactured and modular homes cost effectively with Bridge.
Great Alternative to Filing Bankruptcy – In some cases home refinancing or debt consolidation can be an efficient solution for homeowners rather damaging their credit further with a bankruptcy.
Second Home Loan Financing – People who want to buy a second home or vacation property often get frustrated because most banks an lenders make second home financing more difficult than it needs to be.
Home Mortgage Limits
One-family loans: $417,000
Two-family loans: $533,850
Three-family loans: $645,300
Four-family loans: $801,950
Stay up to date with the latest Cash Out Loans Available for:
* Cash Out Equity Loan Refinancing
* FHA Secure Mortgage
* Home Improvement Loans
* Home Equity Credit Lines
* Interest Only Home Equity
* Cash Back Refinance
* Sub Prime Line of Credit
Mortgage bankers and mortgages should consider migrating from direct mail advertising to internet marketing for cost effective
online mortgage leads.
VA Home Mortgage Loans
Most veterans are eligible for a VA mortgage loan. Credit scores and income requirements are more flexible military financing than with conventional home loans. Get the scoop from multiple VA Loan Programs.
- Zero Down required
- No Mortgage Insurance
- 100% Refinancing
- Loan amounts up to $700,000
- No Credit Home Loan
- No Money Mortgage
225 West 34th Street Ste 900
New York, NY 10122
9450 Mira Mesa Blvd Ste B
San Diego, CA 92126